剑桥金融财务英语

INTRODUCTION

BASICTERMS

1Moneyandincome

ACurrency

BPersonalfinance

2Businessfinance

ACapital

BRevenue

CFinancialstatements

ACCOUNTING

3Accountingandaccountancy

AAccounting

BAuditing

CLaws,rulesandstandards

4Bookkeeping

ADouble-entrybookkeeping

BDaybooksandledgers

CBalancingthebooks

5Companylaw1

APartnerships

BLimitedliability

CFoundingcompanies

6Companylaw2

APrivateandpubliccompanies

BAGMs

7Accountingpoliciesandstandards

AValuationandmeasurement

BHistoricalcostandinflationaccounting

8Accountingassumptionsandprinciples

AAssumptions

BPrinciples

9Depreciationandamortization

AFixedassets

BValuation

CDepreciationsystems

10Auditing

AInternalauditing

BExternalauditing

CIrregularities

11Thebalancesheet1

AAssets,liabilitiesandcapital

BShareholdersequity

12Thebalancesheet2:assets

AFixedandcurrentassets

BValuation

CTangibleandintangibleassets

13Thebalancesheet3:liabilities

ALiabilities

BAccruedexpenses

CShareholdersequityonthebalancesheet

14Theotherfinancialstatements

ATheprofitandlossaccount

BThecashflowstatement

15Financialratios1

ATypesoffinancialratio

BLiquidityandsolvencyratios

CEarningsanddividends

16Financialratios2

AProfitability

BLeverage

17Costaccounting

ADirectandindirectcosts

BFixedandvariablecosts

CBreakevenanalysis

18Pricing

AManufacturerspricingstrategies

BRetailpricingstrategies

BANKING

19Personalbanking

ACurrentaccounts

BBankingproductsandservices

CE-banking

20Commercialandretailbanking

ACommercialandretailbanks

BCredit

CLoansandrisks

21Financialinstitutions

ATypesoffinancialinstitution

BDeregulation

CSpecializedbanks

22Investmentbanking

ARaisingcapital

BMergersandacquisitions

CConsultingandresearch

23Centralbanking

AThefunctionsofcentralbanks

BThecentralbankandthecommercialbanks

CCentralbanksandexchangerates

24Interestrates

AInterestratesandmonetarypolicy

BDifferentinterestrates

25Moneymarkets

AThemoneymarkets

BCommonmoneymarketinstruments

CRepos

26Islamicbanking

AInterest-freebanking

BTypesofaccounts

CLeasingandshort-termloans

27Moneysupplyandcontrol

AMeasuringmoney

BChangingthemoneysupply

CMonetarism

CORPORATEFINANCE

28Venturecapital

ARaisingcapital

BReturnoncapital

29Stocksandshares1

AStocks,sharesandequities

BGoingpublic

COrdinaryandpreferenceshares

30Stocksandshares2

ABuyingandsellingshares

BNewshareissues

CCategoriesofstocksandshares

31Shareholders

AInvestors

BDividendsandcapitalgains

CSpeculators

32Shareprices

AInfluencesonshareprices

BPredictingprices

CTypesofrisks

33Bonds

AGovernmentandcorporatebonds

BPricesandyields

COthertypesofbonds

34Futures

ACommodityfutures

BFinancialfutures

35Derivatives

AOptions

BIn-the-moneyandout-of-the-money

CWarrantsandswaps

36Assetmanagement

AAllocatinganddiversifyingassets

BTypesofinvestor

CActiveandpassiveinvestment

37Hedgefundsandstructuredproducts

AHedgefunds

BLeverage,short-sellingandarbitrage

CStructuredproducts

38Describingchartsandgraphs

AIncreaseanddecrease

BRateofchange

CHighpoints,lowpoints,andstayingthesame

39Mergersandtakeovers

AMergers,takeoversandjointventures

BHostileorfriendly?

CIntegration

40Leveragedbuyouts

AConglomerates

BRaiders

41Financialplanning

AFinancingnewinvestments

BDiscountedcashflows

CComparinginvestmentreturns

42Financialregulationandsupervision

AGovernmentregulation

BInternalcontrols

CSarbanes-Oxley

ECONOMICSANDTRADE

43Internationaltrade

ATrade

BBalanceofpayments

CProtectionism

44Exchangerates

AWhyexchangerateschange

BFixedandfloatingrates

CGovernmentintervention

45Financinginternationaltrade

ADocumentarycredits

BBillsofexchange

CExportdocuments

46Incoterms

ATransportandadditionalcosts

BTheEandFterms

CTheCandDterms

47Insurance

AInsuringagainstrisks

BLifeinsuranceandsaving

CInsurancecompanies

48Thebusinesscycle

AExpansionandcontraction

BFiscalpolicy

CMonetarypolicy

49Taxation

ADirecttaxes

BIndirecttaxes

CNon-paymentoftax

50Businessplans

AMarketopportunities

BThecompany,theproductandthemarket

CThefinancialanalysis

Languagereference

Marketidioms

Numbers

Wordstress

BritishandAmericanvocabulary

Answerkey

Index

Acknowledgements

　　本书是一本为商务英语中高级或高级学习者设计用以提高学习者金融词汇和金融知识的书。全书由50个双页主题单元组成，每一个单元均详细地解释了新单词和表达方式，并通过一系列练习帮助学习者检查和进一步理解所学到的知识，另外，还附有“交叉参考知识点”、练习答案和索引。该书可供各大专院校作为教材使用，也可供从事相关工作的人员作为参考用书使用。　　《剑桥金融财务英语》是剑桥财务英语国际证书考试(ICFE)较理想的专业辅导用书。剑桥大学出版社是剑桥财务英语国际证书考试(ICFE)真题的官方出版机构，而本书正是ICFE考生备考过程中必不可少的参考书。　　《剑桥金融财务英语》是一本为商务英语中高级或高级学习者设计用以提高学习者金融词汇和金融知识的书。此书可作为自学的学习资料，也可以作为班级共同学习的课本，既可一对一来学习还可以学习小组的形式来学习。　　本书由50个双页主题单元组成，共涉及4个财务领域：会计学、银行业、公司理财以及经济与贸易。每一个单元的左手边页，详细地解释了新单词和表达方式；右手边页上的一系列练习则会帮助学习者检查和进一步理解所学到的知识。在单元与单元的衔接处还设有“交叉参考知识点”，来讲解同一个单词或近义词在不同的背景下的不同意义和用法。书的后面附有练习答案和索引。　　《剑桥金融财务英语》最有特色的地方是每一单元都设计有“由你参与”部分。这为每一位学习者提供了情景模拟的机会，可以将学习到新的词汇和表达法用到自己相关的金融专业领域中去。因而对新知识可以更好地消化和吸收。　　《剑桥金融财务英语》紧扣考点，博采众长，体现金融专业特色，语言简炼，深入浅出。