electronic banking or Internet banking. Online banks are sometimes referred to as brick-to-click banks. The challenge for the banking industry has been to design this new service channel in such a way that its customers will readily learn to use and trust it. Most of the large banks can now offer fully secure， fully functional online banking for free or for a small fee. As more banks succeed online and more customers use their sites， fully functional online banking likely will become as common as automated teller machines (ATM)．

　　Online banking has a lot of advantages. Unlike your corner bank， online banking sites never close； they're available 24 hours a day， seven days a week， and they're only a mouse click away. If you're out of state or even out of the country when a money problem rises， you can log on instantly to your online bank and take care of business. Online bank sites generally execute(执行)and confirm transactions at or quicker than ATM processing speeds. Many online banking sites now offer advanced tools， including account aggregation， stock quotes， and portfolio managing programmes to help you manage all of your assets(财产)more effectively.

5. According to the passage， nowadays online banks are so popular， ______.

　　A. but all consumers still prefer to pay their bills by mail

　　B. and it will take the place of automated teller machines

　　C. and no one is still worried about its safety

　　D. but not every consumer knows how to use it

6. The writer wrote this short passage in order to tell people______.

　　A. to try to use online banking instead of ATM in the future

　　B. how convenient online banking is

　　C. how to use online banking to take care of money

　　D. online banks are much better than the corner banks

7. Online banking is a system that______.

　　A. will help you to get your money needed B. helps banks offer better services

　　C. will help consumers to save money D. you can find in your personal computers

8. What would be the best title for this passage？

　　A. Online Banking B. A Challenge for the Banking Industry

　　C. Today's Computer Technology D. Do Business Through Online Banking