When I was younger, I spent all the money I got. After a couple of years, I began wondering why I didn't have any savings. Things had to change. It was then that I opened a bank account (账户). Even saving just a tiny amount each month can make quite a difference, so my advice would be for children like me to open an account and start saving.

Jamie

My advice is "be strict and know what you're spending". I keep a budget (预算) so that I know exactly how much money I can spend on clothes, how much on going out with my friends and how much I need to save. I now work at the weekend, so I don't have to ask my parents for pocket money.

Laura

I always get pocket money from my parents. I would buy a coffee here or a sandwich there, and even though that only means two or three pounds a time, it soon increases in amount. One day I made a list of all the things I'd bought that week and it really surprised me. I'd spent 30 pounds on, well, nothing really! If I could give anyone advice, I would tell them to always ask themselves, "Do I really need this?"

Olivia

My dad lost his job recently, so my pocket money stopped. Now I'm doing a part-time job on Tuesdays and Fridays. It isn't a lot, but it is enough. Not only have I become more responsible about money and how I spend it, but I feel good that I'm working for it and not just relying on my parents. My advice to anyone is not to expect money to always be there and make sure you save enough for a rainy day.

25. According to the text, Megan _____.

　A. has always spent money wisely B. puts some of her money in the bank

C. finds it hard to save any money D. doesn't have to worry about money